Valley Bank of Kalispell

About
Valley Bank of Kalispell is a family-owned, independent community bank that has served the Flathead Valley for over 110 years. Originally chartered in 1911 as the State Bank of Somers, the bank relocated to downtown Kalispell in 1964 and has operated from the same location ever since. It remains locally owned and operated with deep roots in the community it serves.

Services
Valley Bank offers full-service personal and business banking, including checking and savings accounts, personal loans, business loans, agricultural and farm loans, home loans, real estate lending, and credit cards. Online and mobile banking, telebanking, and drive-up service are also available.
History
Few Montana banks can match Valley Bank's track record. By the 1960s it had grown from the valley's smallest bank to its largest independent institution in Northwest Montana. It was also the first Montana bank named a BankAmericard (Visa) agent. Money Magazine twice named it among the top 100 safest banks in America, and in 2023 it was ranked in the Top 100 Best Performing Community Banks in the U.S. under $3B in assets.

What Sets It Apart
Valley Bank handles 100% of loan origination and servicing in-house — no outsourcing decisions to distant offices. Customers deal with real, local people who know the community. The bank has maintained competitive rates on both loans and deposits while keeping pace with modern banking technology, striking a balance that larger regional banks rarely achieve. For customers who value stability, personal service, and a proven local track record, Valley Bank of Kalispell stands apart.